Mutual Service Casualty Insurance Co. v. VanDoren

OPINION

HUSPENI, Judge.

Mutual Service Casualty Insurance Company appeals the trial court’s determination that liability coverage existed pursuant to the “non-owned car” provision of a personal automobile insurance policy issued to the insured. We reverse and remand.

FACTS

In October 1981, Charles VanDoren was injured after he was struck by a pickup truck owned by Stanley Nelson and driven by his son, Randy Nelson. The pickup truck was a “yard truck” used only for hauling parts around the salvage yard. The accident occurred on the business premises owned by Stanley Nelson. The Nelsons also…