White Oak Manor, Inc. v. Lexington Insurance

This case requires us to determine the validity of a service-of-suit clause in an insurance policy in light of Section 15-9-270 of the South Carolina Code (2005) which provides for service of process on an insurer through the Director of the Department of Insurance. The circuit court upheld the service-of-suit clause and refused to relieve the insurer from default judgment. The court of appeals reversed, holding *5section 15-9-270 provides the exclusive method for serving an insurance company. White Oak Manor, Inc. v. Lexington Ins. Co., 394 S.C. 375, 382, 715 S.E.2d 383, 387 (Ct.App.2011). We…