Spaulding v. State Farm Mutual Insurance

Brailsford, Justice:

This controversy began with a three-car collision, in which an unidentified automobile collided with an automobile operated by one Goude, causing the Goude automobile to collide with plaintiff’s vehicle. Plaintiff’s tort action against Goude and “John Doe,” as operator of the unknown vehicle, resulted in a verdict in plaintiff’s favor against “John Doe” alone for $7,500.00, thus exonerating Goude. Plaintiff then brought this action to recover the amount of the judgment against her automobile liability insurer on the uninsured motorist endorsement of her policy. She was…