Coker Ex Rel. Estate of Coker v. Nationwide Insurance

Lewis, Justice:

The South Carolina Motor Vehicle Saftety Responsibility Act requires that each automobile liability insurance policy issued in the State provide uninsured motorist coverage. Such insured motorist coverage includes damages caused by a vehicle whose owner or operator is unkonwn, if there was “physical contact with the .unknown vehicle.” Sections 46-750.31 and 46-750.34, 1967 Supplement to 1962 Code of Laws. The question in this case is whether a collision between an insured’s vehicle and a vehicle with which an unknown motorist was racing constitutes such “physical contact” with…