Johnson v. Allstate Insurance

*512¶1 Loren and Diana Johnson appeal a trial court’s ruling that they must return funds Allstate Insurance Company paid to them. We affirm.

Houghton, J.

FACTS

¶2 Afire destroyed the Johnsons’ pump house on November 11, 2001. The Johnsons claimed that the fire burned an extensive tool and hobby collection.

¶3 Before the fire, the Johnsons insured the pump house through an Allstate “Deluxe Mobilehome Policy.” Pl.’s Ex. 19. After loss notification, Allstate adjusters Mark Scott and Bill Scott handled the claim.

¶4 Mark Scott, a structure damage adjuster, paid $4,400.00 for the structure loss, $400.00…