Erickson v. Farmers Ins. Co. of Oregon

Plaintiff was a passenger in a vehicle owned and driven by her ex-husband. That vehicle was involved in a collision with a vehicle operated by Mixon. Plaintiff was injured and was awarded damages of $150,028.23 in an arbitration proceeding. Mixon had no automobile liability insurance. Plaintiff and her ex-husband each had uninsured motorist (UM) coverage in the amount of $100,000 under separate but identical policies issued by defendant. Plaintiff made a claim for UM coverage under both policies. Without specifying under which policy it was paying benefits, defendant paid $100,000 in UM…