Scott v. New Empire Insurance

CARMODY, Chief Justice.

This appeal is from a directed verdict in favor of the plaintiff below. The parties will be referred to as they appeared in the trial court.

The real question in the case is one involving the interpretation of the meaning of the words “accidental means” in a policy of accident insurance.

Plaintiff’s decedent was the insured under an accident policy issued by the defendant. On the face of the policy, in boldface type, appear the words, “ACCIDENTAL DEATH, ACCIDENTAL INJURY" AND ACCIDENTAL HOSPITALIZATION POLICY.” Also on the face of the policy, but in slightly less boldface…