Vivian Harris, Etc. v. United States Fidelity & Guaranty Company, a Foreign Corp.

The Florida Insurance Code provides that certain automobile liability insurance policies issued in Florida must provide uninsured motorist coverage with limits equal to the insured’s liability limits. The statute further provides that the insured may “reject” such coverage. West’s F.S.A. § 627.-727(1). Pursuant to its statutory authority to “make reasonable rules and regulations necessary for or as an aid to the effectuation of any provision of [the Insurance Code],” West’s F.S.A. § 624.308(1), the Florida Department of Insurance issued a regulation requiring that an insured’s rejection of…