Legal Opinion
Jaime Medrano v. Flagstar Bank, Fsb
Court of Appeals for the Ninth Circuit
Decided December 11, 2012No. 11-55412PublishedCited by 93 opinions
1Opinion of the Court
OPINION
GRABER, Circuit Judge:
The Real Estate Settlement Procedures Act (“RESPA”) provides an action for damages against mortgage-loan servicers who fail to respond to certain types of inquiries from borrowers. Plaintiffs Jaime and Maribel Medrano allege that Defendant Flagstar Bank, FSB, the servicer of their home loan, violated 12 U.S.C. § 2605 because it did not respond adequately to three letters in which they challenged the monthly payment due on their loan. The district court granted Flagstar’s motion to dismiss the claim because a servicer must receive a valid “qualified written…
2Cases cited16 opinions
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- Colony Cove Properties, LLC v. City of CarsonCourt of Appeals for the Ninth Circuit · 2011
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3Cited by93 opinions
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- Sutton v. CitiMortgage, Inc.District Court, S.D. New York · 2017
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