Metropolitan Property & Liability Insurance v. Kott

Appellee concedes that the language in appellant’s policy, standing alone, excludes coverage for injuries sustained in a snowmobile. He contends, however, that R. C. 3937.18, which sets forth the required coverage for uninsured motorists provisions, includes snowmobiles within the meaning of “motor vehicle” and that such statutory coverage requirements are incorporated in, and become part of, the insurance contract.1

Appellant does not dispute that the uninsured motorist coverage requirements in R. C. 3937.18 are incorporated into insurance contracts. See Abate v. Pioneer Mutual Cas. Co.…