Edmondson v. Pennsylvania National Mutual Casualty Insurance Co.

LEIBSON, Justice.

On November 5, 1983, Millie’s Drapery Shop in Covington, Kentucky, was partially destroyed by a fire. Millie Raines, the owner, insured her drapery business in a policy with Pennsylvania National Mutual Casualty Insurance Company (“Pennsylvania National”). She retained her longtime attorney, Gary Edmondson of Edmondson, Condit & Calvert (“Edmondson”) to handle her insurance claim.

As usual, the policy listed “Conditions Applicable To” coverage, including:

“15. Suit. No suit shall be brought on this policy unless the insured has complied with all the policy provisions and has…