Longobardi v. Chubb Ins. Co. of New Jersey

The opinion of the Court was delivered by

POLLOCK, J.

This case requires us to determine whether an insured’s post-loss misrepresentation to his personal-property insurer justifies its denial of coverage. Based on a jury finding that the insured, George E. Longobardi, Jr. (“Longobardi” or “the insured”), had made such misrepresentations, the Law Division dismissed his complaint against the insurers, Chubb Insurance Company of New Jersey, Chubb & Son, Inc., and Federal Insurance Company (collectively referred to as “Chubb” or “the insurer”). The Appellate Division reversed and remanded, holding…