Hobbs v. Provident Life & Accident Insurance Co.

OPINION

For the sake of convenience in writing this opinion we will refer to the parties as plaintiff and defendant as they were designated in the trial Court.

Plaintiff sued to recover an accidental death benefit of $24,000.00 under a certain group insurance policy issued by defendant and covering a group of participating employees of the State of Tennessee. Plaintiff’s husband, Jess L. Hobbs, was a member of the group covered by such policy and plaintiff was designated as his beneficiary in the event of accidental death.

The insured, Jess L. Hobbs, died within approximately an hour after the…