Padgett v. South Carolina Insurance Reserve Fund

In this declaratory judgment action, Thaje Padgett, a student at South Carolina State University, sought to determine whether a South Carolina Insurance Reserve Fund (IRF) policy covered sexual harassment and an assault committed against her by Thomas Wilson, a professor and department chair at the university. Both parties moved for summary judgment. The trial court denied Padgett’s motion and granted the IRF’s motion for summary judgement. Padgett appeals. We affirm.

Facts

On September 18, 1992, Wilson approached one of his students to engage in a conversation. Padgett was standing beside…