Firemen's Insurance v. Blount

Nannie Blount, for herself and for the use of Mrs. Pearl Hopkins, brought suit against certain fire-insurance companies for an alleged fire loss to her house which was insured by one policy written by the defendant companies. The defendants denied liability, setting up that the fire was of incendiary origin, and that the plaintiff had not filed her proof of loss as required by the policy. The defendants further alleged that the policy contained a loss clause payable to Mts. Pearl Hopkins, the holder of a mortgage against the house; that they had paid to her the amount due on the mortgage note…