Wassom v. State Farm Mutual Automobile Insurance Co.

OPINION

in which CHARLES D. SUSANO, JR., and SHARON G. LEE, JJ., joined.

Denise Wassom (“Plaintiff’) loaned her car to her ex-boyfriend who then had a single-car accident while making a beer run. Plaintiffs vehicle was a total loss. Fearing that her ex-boyfriend might be arrested for DUI, Plaintiff reported to the police that her car had been stolen. Plaintiffs vehicle was insured through State Farm Mutual Automobile Insurance Company (“State Farm”). Plaintiff also reported to State Farm that her car had been stolen. Approximately two weeks into State Farm’s investigation, an adjustor for State…