DeMeo v. State Farm Mutual Automobile Insurance

LOKEN, Circuit Judge.

Patrick McGinness, driving a pickup truck owned by his adult daughter, negligently struck and injured pedestrian Marie DeMeo in a marked crosswalk. DeMeo obtained a $350,000 state-court judgment against McGinness. His daughter’s insurer, American Family Insurance Company, paid its $100,000 policy limit under the truck owner’s policy. McGinness was insured under four policies issued for the four cars he owned by State Farm Mutual Automobile Insurance Company (“State Farm”). Each policy had a liability limit of $50,000, covered McGinness when operating a non-owned vehicle…