MBNA America Bank, N.A. v. Credit

The opinion of the court was delivered by

Beier, J.:

This appeal arises out of a district court’s decision vacating an arbitration award and its ruling that no arbitration agreement existed between plaintiff MBNA America Bank (MBNA) and defendant Loretta K. Credit.

MBNA submitted a dispute regarding what it alleged to be defendant Credit’s credit card debt in excess of $21,000 to arbitration. Credit’s participation in the arbitration was limited to sending a letter to the arbitrator, objecting to the proceeding because she believed there was no agreement to arbitrate. There is no copy of this…