JPMorgan Chase Bank, National Assn. v. Virgulak

JPMORGAN CHASE BANK, NATIONAL ASSOCIATION v. ROBERT J. VIRGULAK ET AL. (SC 20403) Robinson, C. J., and McDonald, D’Auria, Mullins, Kahn and Ecker, Js. Syllabus The plaintiff bank, J Co., sought to foreclose a mortgage on certain real property owned by the defendant T. T’s husband, R, had executed and delivered to J Co. a promissory note for a loan on December 11, 2006. T was not a signatory on the note. On the same date, T signed a mortgage deed for her property, which recited that it was given to secure a note dated December 11, 2006, that was signed by T as the borrower. The mortgage deed…