Bowers v. Valley Mutual Insurance

EPPINGER, P.J.,

Plaintiffs, Harold E. and Dorothy J. Bowers, own a mobile *328home insured by defendant, Valley Mutual Insurance Company. The mobile home is heated by kerosene stored in a tank at the rear of the home. While the tank was being filled by an employee of Bock Oil Company on November 3, 1981, plaintiff, Mrs. Bowers, inside the home, heard a hissing or gushing sound which was the result of kerosene escaping from a hole in the tank. The kerosene flowed underneath the mobile home and was absorbed and retained by the dirt under the home. The odor permeated the home and three pieces of…