Legal Opinion

Home Indemnity Company v. City of Mobile

Court of Appeals for the Eleventh Circuit

Decided December 26, 1984No. 83-7664PublishedCited by 24 opinions

1Opinion of the Court

JAMES C. HILL, Circuit Judge:

The sole issue presented in this case is the meaning of the term “occurrence” as used in a comprehensive, general liability insurance policy issued by plaintiff/appellant Home Indemnity Company (Home) to the defendant/appellee City of Mobile (City).

This case arose as a result of over 200 lawsuits filed against the City of Mobile after major rains on April 13, 1980, May 16-17, 1980 and May 5-6, 1981. During and following these rains, overflows occurred at various points in the surface wa ter drainage system maintained by the City, and extensive flood damage…

2Cases cited2 opinions

  1. Maurice Pincoffs Company v. St. Paul Fire and Marine Insurance Company, American Home Assurance CompanyCourt of Appeals for the Fifth Circuit · 1971
  2. U.S. Fire Ins. Co. v. Safeco Ins. Co.Supreme Court of Alabama · 1983

3Cited by24 opinions

  1. Bay Cities Paving & Grading, Inc. v. Lawyers' Mutual InsuranceCalifornia Supreme Court · 1993
  2. Donegal Mutual Insurance v. BaumhammersSupreme Court of Pennsylvania · 2007
  3. Newmont Mines Limited and Esso Resources Canada Limited v. Hanover Insurance Company & Utica Mutual Insurance CompanyCourt of Appeals for the Second Circuit · 1986
  4. Uniroyal, Inc. v. Home InsuranceDistrict Court, E.D. New York · 1988
  5. Arizona Property & Casualty Insurance Guaranty Fund v. HelmeArizona Supreme Court · 1987

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