Cromwell v. Sharon Building & Loan Ass'n

Ida Cromwell, an elderly and illiterate Negro woman, her two daughters and eight grandchildren decided, in 1956, to place new shingles on the roof of her small home and to make certain repairs to the porch. It turned out to be a fateful and unfortunate undertaking for them. Ida contracted with a company, Home Modernizers, now out of business, to do the work. The shingles on the roof were to cost $695; the repairs to the porch $1125. In order to pay for the same, two loans were made, both being financed by the Baltimore Federal Savings and Loan Association (Baltimore Federal). Neither the…