Bracy v. American Family Mutual Insurance Company

The problem in this case arises out of medical expense coverage provisions in two automobile insurance policies issued by defendant to plaintiff, the named insured. The district court rendered summary judgment for defendant, and plaintiff appeals. He asserts that the court misconstrued policy provisions.

The declarations of one policy described only a 1963 Corvette automobile owned by plaintiff, and they limited defendant’s liability for medical expense to $1,000. The declarations of the other policy described a 1969 Dodge automobile and they limited defendant’s liability for medical expense…