Katrice Jones-Smith v. Safeway Insurance Company

DICKINSON, Presiding Justice,

for the Court:

¶ 1. For more than one hundred and thirty years, this Court has held that an insurance company may void a policy when the insured made material misrepresentations during the application process.1 When this insurance company learned that Michelle Busby had made a material misrepresentation when she applied for the motor-vehicle-liability policy at issue here, it had the policy declared void, so we affirm the circuit judge’s grant of summary judgment.

FACTS AND PROCEDURAL HISTORY

¶2. While driving his mother’s 2003 Chevy Silverado in Rankin County,…