Rockingham Mutual Ins. v. MacHardy

BY JUDGE JOHN J. MCGRATH, JR.

This declaratory judgment action was brought by Rockingham Mutual Insurance Company (hereinafter “Rockingham Mutual”) requesting a declaration from the Court that they do not have a duty to defend nor to indemnify the defendant, Carroll Shifflett, under a homeowner’s insurance policy that Rockingham Mutual had issued to Shifflett and which was in full force and effect on February 14, 1998. In addition to Mr. Shifflett, the homeowner and policyholder and alleged tortfeasor, Rockingham Mutual named as defendants Katherine MacHardy, a neighbor of Mr. Shifflett, who…