Spohn v. National Fire Insurance Co. of Hartford

The policy in question is a standard policy, and, pursuant to sec. 203.01 of the Statutes, contained the following provision:

“No one shall have power to waive any provision or condition of this policy except such as by the terms of this policy may be the subject of agreement added hereto, nor shall any such provision or condition be held to be waived unless such waiver shall be in writing added hereto; . . . nor shall any privilege or permission affecting the insurance hereunder exist or be claimed by the insured unless granted herein or by rider added hereto.”

“This entire policy shall be…