Kirkpatrick v. London Guarantee & Accident Co.

McClain, J.—

On January 5, 1906, the defendant company issued to the plaintiff a policy of insurance for *371one year, providing that, for loss of life on account of bodily injury effected directly and independently of all other causes through external, violent, and accidental means, the company would pay to plaintiff $20,000, and for loss of either hand by severance, etc., one-half of that sum. Plaintiff’s claim was for $10,000 on account of the loss of a hand, within the terms of the policy, and $50 under a provision for the payment of that amount in addition for an amputation. The defenses…