Royal Globe Insurance v. Frankenmuth Mutual Insurance

Ryan, J,

The broad and ultimate issue in this case is concerned with which of two insurance companies is responsible to pay no-fault benefits for injuries suffered by an insured’s spouse who was injured in a single motor vehicle accident. That question is answered in turn by our determination whether, under the no-fault insurance act 1 and upon the facts of this case, the injured party was or was not an "occupant” of a motor vehicle at the time she was injured.

We hold that she was not an occupant and reverse the decision below.

The following facts, as recounted in the opinion of the Court of…