Reynolds v. Infinity General Insurance

HINES, Justice.

This case is before the Court on a certified question from the United States Court of Appeals for the Eleventh Circuit in litigation involving the effectiveness of a notice of cancellation of a commercial automobile insurance policy.1 Infinity Gen. Ins. Co. v. Reynolds, 570 F3d 1228 (11th Cir. 2009). The question certified is:

Is a notice of cancellation, properly given after the premium is past due, ineffective because it provides an opportunity for the insured to keep the policy in force by paying the past-due premium within the statutory ten-day period?

*87We answer the question…