Puleo v. Chase Bank USA, N.A.

OPINION OF THE COURT

FUENTES, Circuit Judge,

with whom McKEE, Chief Judge, and SLOVITER, SCIRICA, SMITH, and JORDAN, Circuit Judges, join.

This case focuses on the proper boundaries between the decision-making responsibilities of courts and arbitrators. Appellants Francis and Trish Puleo (“the Púleos”) brought suit challenging retroactive interest-rate increases on the account balances of their Chase Bank credit cards. Although the Chase Bank Card-member Agreement governing their credit cards contains an Arbitration Agreement expressly barring class actions, the Púleos brought their suit in a…