Federal Savings & Insurance v. Rager

This was an action by the administrator of Frank H. Puthoff, deceased, upon a policy of insurance issued by appellant to said Frank H. Puthoff, providing indemnity against loss of life by accident.

To a complaint in one paragraph, the appellant filed answer in two paragraphs, the first being a general denial, and the second admitting partial liability, and rely*296ing upon a clause in said policy which, was as follows, to wit: “If. the injuries, whether fatal or nonfatal * * * are caused wholly or in part from voluntary exposure to unnecessary danger or obvious risk of injury, * * * then, in all…