Union Casualty v. Harroll

This is an action on a policy which insured defendant in error against loss of life of her husband, resulting from “bodily injuries sustained through external, violent, and accidental means,” within the meaning of the policy and its conditions. Among the conditions is that “this insurance does not cover . . . voluntary exposure to unnecessary danger.”

The husband of defendant in error was killed by a pistol shot fired by one McNeal, and the main defense set up was that the death of Harroll occurred ' within the terms of this condition. The evidence in the case discloses that the deceased and…