Georgia Interlocal Risk Management Agency v. Godfrey

Adams, Judge.

Under Georgia law, “motor vehicle liability insurance policies issued or delivered in this state” must include uninsured motorist coverage that encompasses “underinsured” motorist coverage. OCGA § 33-7-11 (a) (1) & (b) (1) (D) (ii). And an insured must be given the option to reject such coverage, select minimum coverage, or select coverage up to the limits of liability under the policy. OCGA § 33-7-11 (a) (1), (3) & (b) (1) (D) (ii). The question in this case is whether these requirements apply to motor vehicle liability coverage provided by a municipality to its employees…