Johnson v. Hanover Insurance

This is one of two cases we decide today which call for the interpretation and application of our decision in Cardin v. Royal Ins. Co., 394 Mass. 450 (1985). See Morrissey v. Peerless Ins. Co., post 1003 (1987). In Cardin, we held that a policy provision could not exclude an insured’s recovery for losses caused by an uninsured motorist which the Legislature required be insured against, G. L. c. 175, § 113L, or the insured be given the option of insuring against, G. L. c. 175, § 113C. The instant case raises the applicability of the Cardin holding to a household member other than the named…