Fire Insurance Exchange v. Hammond

Opinion

HALLER, J.

As a lessor’s insurer, plaintiff Fire Insurance Exchange (FIE) seeks reversal of a summary judgment denying its subrogation claim against the lessees, defendants Reginald Hammond and Sevilla Hammond, for fire damages it attributes to their negligence or the negligence of their guests or invitees. The trial court relied on Parsons Manufacturing Corp. v. Superior Court (1984) 156 Cal.App.3d 1151 [203 Cal.Rptr. 419] {Parsons), in which subrogation was denied on the ground the lessor’s fire policy was for the mutual benefit of the lessor and lessee. We reverse the judgment,…