Georgia Farm Bureau Mutual Insurance v. Vanhuss

Phipps, Judge.

Georgia Farm Bureau Mutual Insurance Company brought this action against Vanhuss d/b/a Vanhuss Poultry Farm, James Willing-ham, Robert Martin, and Paul Gillespie, seeking a declaration that a “farmowner’s” insurance policy issued by it to Vanhuss imposes no duty on it to defend or provide coverage for lawsuits against Vanhuss by Willingham and the other defendants. Georgia Farm now appeals a declaratory judgment that the policy at issue does require it to defend the underlying suits.

An insurer’s duty to defend turns on the language of the insurance contract and the allegations…