Legal Opinion
Rocky Mountain Casualty Co. v. Martin
Court of Appeals of Washington
Decided December 26, 1990No. 13025-4-IIPublishedCited by 18 opinions
1Opinion of the CourtWorswick, J.
Is baby-sitting a "business pursuit," excluded from liability coverage under a homeowner's policy exclusion? We hold that it is, when conducted on a regular and continuous basis for compensation. Does the baby-sitter nevertheless have liability coverage, by reason of a "non-business activities" exception to the exclusion, if a child is injured by touching a stove used to heat the sitter's house? We hold that she does not in this case, because the injury resulted from negligent supervision of the child. We affirm a summary judgment declaring that Lonna D. St. Martin had no liability coverage.
El…
2Cases cited16 opinions
- Crane v. State Farm Fire & Casualty Co.California Supreme Court · 1971
- State Farm Fire & Casualty Co. v. MooreAppellate Court of Illinois · 1981
- Gulf Insurance Company v. TilleyDistrict Court, N.D. Indiana · 1967
- Nationwide Mutual Fire Insurance v. CollinsCourt of Appeals of Georgia · 1975
- Gulf Insurance Company v. Ronald Tilley, Carol Jo Tilley, Marcella Smith (A Minor), Patricia A. SmithCourt of Appeals for the Seventh Circuit · 1968
11 more not listed; retrieve them via the Exa API.
3Cited by18 opinions
- Prudential Property & Casualty Insurance v. BoylanNew Jersey Superior Court Appellate Division · 1998
- State Farm Fire & Casualty Co. v. ReedTexas Supreme Court · 1994
- Stuart v. American States InsuranceWashington Supreme Court · 1998
- Stuart v. American States Ins. Co.Washington Supreme Court · 1998
- Luneau v. Peerless InsuranceSupreme Court of Vermont · 2000
13 more not listed; retrieve them via the Exa API.