Meridian Mutual Insurance Co. v. Richie

GARRARD, Presiding Judge.

In March 1981 appellee Norman Richie was struck by an automobile owned by one Jean Zicherl. Zicherl's auto was insured with a policy which provided Hability coverage of $15,000 per person and $30,000 per occurrence. Richies sued Zicherl for personal injuries and reached a settlement for $19,000.

Richie was insured at the time by Meridian Mutual. His policy provided bodily injury liability coverage of $100,000 per person and $300,000 per occurrence. Richie's poli-ey also provided uninsured/underinsured motorist protection. The policy declarations recited that coverage…