St. Arnaud v. Allstate Insurance

OPINION REGARDING DEFENDANT-ALLSTATE’S MOTION FOR PARTIAL SUMMARY JUDGMENT

DAN M. RUSSELL, Jr., Chief Judge.

The issue presented by Defendant’s Motion for Partial Summary Judgment is whether, under an Allstate policy covering more than one automobile, the uninsured motorist coverage limits of liability purchased in reference to each car may be aggregated or stacked in determining the “limits of liability” as the phrase is used to define an underinsured automobile.

In August, 1976, Michael St. Arnaud was struck and severely injured by a car driven by Mitchell Ashmore. The Ashmore vehicle was…