Middlesex Mutual Assur. v. Lauridsen, No. Cv 92-0507860s (Aug. 17, 1994)

[EDITOR'S NOTE: This case is unpublished as indicated by the issuing court.]MEMORANDUM OF DECISION

Gordon Muir Foley for plaintiff.

Moller Horton Shields for defendant. This is an action by the plaintiff insurer seeking a declaratory judgment to the effect that certain provisions of its Homeowners Insurance Policy issued to the defendant respondent, the insured, preclude or restrict coverage for the insured's fire loss.

The loss occurred on July 23, 1991 when a certain detached garage on the insured's residence premises were struck by lightning, causing a fire which destroyed the garage and…