Nicholson v. First Preferred Insurance Co.

DODSON, Justice.

Byron Nicholson and wife Phyllis Nicholson (the “Insureds”) brought this action against First Preferred Insurance Company (the “Insurance Company”) under their homeowner’s policy with the Insurance Company. In their action, the Insureds sought to recover for damages to their dwelling, its contents and their dragster race car. The damages resulted from a fire at the dwelling. The property insured under the policy includes the “dwelling” and certain “unscheduled personal property.” Under the “unscheduled personal property” coverage provision, motor vehicles are excluded.…