Ginn v. State Farm Mutual Automobile Insurance

Deen, Presiding Judge.

Defendants James and Jerry Ginn appeal the grant of State *641Farm’s motion for summary judgment.

State Farm brought an action for declaratory judgment against the two defendants, who were husband and son respectively of Polly Ginn, an insured under a State Farm automobile policy providing liability coverage. Under the terms of the policy defendants were also insureds. Among the provisions was a requirement of notice of accident or loss which read: “The insured must give us or one of our agents written notice of the accident or loss as soon as reasonably possible.” It then…