Jacobs v. Norwich Union Fire Insurance Society Ltd.

Plaintiff sued defendant on a policy of insurance to recover for losses occasioned by the destruction by fire of personal property belonging to him.

The cause was tried before a jury and at the request of plaintiff the court submitted to the jury the following query:

“I instruct you that if the jury finds a verdict for the defendant you must state whether this verdict is based solely upon the ground that an appraisement of the loss was not had prior to the commencement of this action for a reason attributable to the plaintiff and/or the appraiser appointed by the plaintiff. Answer yes or no.”

The…