Wells v. Jefferson Standard Life Insurance

The decision of this appeal turns upon the question whether the representations made by the insured in the application for the policies of insurance sued on were material.

The defense set up in the answer was that the replies to the following three questions in the application were false and material:(1) Have you consulted a doctor for any cause not included in above answer? No.(2) Is menstruation regular and normal ? Yes.(3) Are you pregnant ? No.

I. Relating to the first of these questions, it was testified by the family physician that on 7 May, 1935, the insured came to him and he found she…