Kirchstein v. Kentucky Central Life Insurance Co.

WARNER, Judge.

The insureds, Robert and Antoinette Kirchstein, appeal a final judgment rendered in favor of Kentucky Central Life Insurance Company denying benefits under a group health insurance policy for medical expenses on the ground that they were incurred in connection with a preexisting sickness. The issue presented is whether medical expenses incurred as a result of an *1191erroneous diagnosis are recoverable under an insurance policy when, had the diagnosis been correct, the actual treatment would not have been covered under the preexisting condition exclusion in the policy. We hold that…