North American Specialty Insurance v. Royal Surplus Lines Insurance

HAYNES, Circuit Judge:

This case involves a dispute between two primary insurers, Royal Surplus Lines Insurance Company (“Royal”) and Evanston Insurance Company (“Evanston”), and an excess insurer, North American Specialty Insurance Company (“North American”), 1 and arises out of a tort suit against a nursing home. North American appeals the district court’s grant of summary judgment in favor of Royal and Evanston. For the reasons set forth below, we AFFIRM.

I. BACKGROUND

Velma Carr sued the Heritage Sam Houston Gardens nursing home, its parent company Heritage Housing, and a number of its…