Travelers Insurance v. Norwich Union Fire Insurance Society

This case turns on construction of a policy of automobile liability insurance issued by defendant Norwich. The question is whether the policy requires Norwich to defend an action brought by its named insured against one asserted to be an additional insured by reason of his permitted use of the insured automobile.

Defendant’s policy was issued to Marcelin Chlemens. By it, Norwich agreed to “pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of ... bodily injury ... sustained by any person ... arising out of the ownership, maintenance…