California State Automobile Ass'n. Inter-Insurance Bureau v. Superior Court

Opinion

LUCAS, C. J.—

Introduction

We seek in this case to resolve a lingering question arising from our decision in Moradi-Shalal v. Fireman’s Fund Ins. Companies (1988) 46 Cal.3d 287 [250 Cal.Rptr. 116, 758 P.2d 58] (hereafter Moradi-Shalal). In Moradi-Shalal, we held, contrary to our earlier decision in Royal Globe Ins. Co. v. Superior Court (1979) 23 Cal.3d 880 [153 Cal.Rptr. 842, 592 P.2d 329] (hereafter Royal Globe), that Insurance Code section 790.03, subdivision (h) (hereafter section 790.03(h)), does not confer on private parties a statutory cause of action against insurance companies…