Allstate Insurance v. Perea

OPINION

SUTIN, Judge.

{1} Plaintiff Allstate Insurance Company appeals the district court’s decision to confirm an arbitration award in favor of Defendant Antonio Perea rather than consider the facts and issues in a de novo district court trial. We reverse.

FACTS AND PROCEEDINGS

{2} Defendant Perea was injured in an automobile collision involving a minimally insured driver with $25,000 coverage. That driver’s insurer paid Defendant the $25,000 policy limit. Defendant then demanded of his own insurer, Allstate, payment of under-insured motorist benefits. Because Defendant had one Allstate policy…