Legal Opinion

James v. James

Kentucky Supreme Court

Decided August 24, 2000No. 1998-SC-01297-DGPublishedCited by 9 opinions

1Opinion of the Court

STUMBO, Justice.

We granted discretionary review in this case to once again address the issue of whether and under what circumstances an injured party may aggregate or “stack” underinsured motorist (UIM) coverage. Specifically, we resolve the question of whether guest passengers who are not members of the insured’s household may stack UIM coverage on all policies issued to the owner of the vehicle.

This case arose following an automobile accident in which driver Jackie James, Jr. and passenger Kenneth Duncan were killed, and passenger Charles Robert James was injured. The accident was caused by…

2Cases cited11 opinions

  1. Sturdy v. Allied Mutual InsuranceSupreme Court of Kansas · 1969
  2. Cunningham v. Insurance Company of North AmericaSupreme Court of Virginia · 1972
  3. Ohio Casualty Insurance Co. v. StanfieldKentucky Supreme Court · 1979
  4. Pyle v. StateSupreme Court of Arkansas · 1993
  5. Lambert v. Liberty Mutual Insurance CompanySupreme Court of Alabama · 1976

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3Cited by9 opinions

  1. Burton v. Kentucky Farm Bureau Mutual Insurance Co.Court of Appeals of Kentucky · 2010
  2. Countryway Insurance Company v. United Financial Casualty Insurance CompanyKentucky Supreme Court · 2016
  3. Consol. Ins. Co. v. SloneCourt of Appeals of Kentucky · 2018
  4. Johnny Caudill v. Daily Underwriters of America, Inc.Court of Appeals of Kentucky · 2024
  5. Mullins v. Travelers Property Casualty Company of AmericaDistrict Court, E.D. Kentucky · 2022

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